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Coroner
04-01-2009, 12:37 AM
Here's the deal so pay close attention. I had read back in November on a site that I had collected some modifications for my site where the administrator described how his Paypal account was hacked and he was wiped out. He warned everyone to not use checking account information because this made the account vulnerable to hacks. Because the hacks attacks the account through Paypal but with out using Paypal the funds are removed without any way to trace it to them or your bank. So basically your money is leaving with no record which forces Paypal to point the finger at the bank and the bank pointing the finger at Paypal.

Here's were it get really ugly for me and my family. This morning I log into my AOL account to read emails and notice three (3) over draft hits on 03/27? Thats pay day! I then immediately go to my bank site and find a negative $35.00? I then start looking through my statement but the withdraws don't come even close to the deposit but yet I'm empty. With in an hour I'm minus $250.00 and climbing? I contact the bank and they say Paypal but have no other information. I contact Paypal and they say it has nothing to do with them and that it's the checking account and they sent me back in the banks direction. So now I go to may saving account and find it empty? The bank locked up my Visa platinum card that had a $20,000.00 limit at $3,000.00 because they saw the hits and locked it. They then drained the savings dry to cover and now I'm in the rears for close to $4,000.00. I have now closed the Paypal account and the hemeraging stopped.

I get payed every two weeks so It's drown time. Flat broke!

Now while I'm driving to work I'm thinking things just can't get any worst then this and the motor blows. No shit! I call AAA and get it towed to the shop and it took hours to find another because it's a high performance and rare engine. It's cost, $3,209.24. That without labor. No cash to pay for it. No credit card to charge it. Game over......

So here's what I and you have to look forward to over the next few weeks.
I've removed the direct deposit from my pay check so I can at the least pay rent. My wife works so she will pay for food, lights and phone but only basic. Cell phones with go first, then satellite tv. And during this period of coarse the dsl and phone lines with it. Dial up isn't even an option at this point!

So I will continue to play, administrate these forums and whats left of mine for as long as possible but eventually the end will come. My site will remain up (Pre-payed until August) and I'll set up parameters to protect it until which time I'm able to afford internet access again.

Before I get shut down I will be in contact with Jack and he and I will appoint an administrator to handle my duties until I return. November has at this point Super Moderator authority over these forums and I trust he will handle any and all issue on a regular basis.

So in closing let me tell you that if you have a PayPal account make damn sure it's connected to a credit card and NOT a checking account or you could get damaged as bad as I have been.

Regards,
--Jim
"»cOd«Coroner"

Coroner
04-03-2009, 05:51 PM
Thanks November but things went more south over the last couple days. Wells Fargo are known to kick a dog when it's down and their stomping the life out of me. They decided they can hit me with overdraft fees ($35.00) for each transaction. I stopped at 7-eleven and bought a carton of cigarettes and a energy drink and they hit me with three overdraft fees and told me "Because we can". When I asked them how the hell did $250.00 turn into $450.00 in 2 days with no activity they said their hitting prior purchases and will continue as long as I have a negative balance. Well Fargo sucks! The only law that helps a little is that they can't charge anyone more then 5 overdrafts in a single day. So they are keeping it to the magical number of 3. I sold 82 shares of my retirement stocks to get the car fixed and today another 35 shares to pay the negative balance off so I can close the account. They won't close it other wise. I've been with them 9 years and only once did anything happen and thats when they overdrafted me while I had just over $6.000.00 in my checking. It took a few calls but I got my money back with an appolagy but now that the shoe's on the other foot they are complete assholes. Google them and there's major issues all over the place,

If you bank with Wells Fargo you need to move a.s.a.p. It's a fact that those pieces of shit don't give a shit about you. I have learned that they make 25% of their income from overdrafts and will NEVER reverse one no matter how long you've been with them.

Well at this point I've done some other things to protect me and safe guard against assholes like Paypal and Wells Fago. I've also had to create a financial plan that I believe if I stick to it I should see some day light from all of this over the course of approximately 3 to 6 months. I'll just have to play this out for the time being until the money comes and I cut Wells Fargo off completely which should be less then a week and pray like hell that those fucking jerks don't take the fees over the top of what I've ordered. I added some extra to contemplate their continued fraud.

Time to go watch a movie. This shit is too much..................

Fighter
04-04-2009, 10:10 PM
im so sorry coroner
i hope everything will turn out all right in the end

dingleberryz
04-15-2009, 11:37 PM
Hi Coroner,
I'm new to this site. I'm so sorry to hear that!! I just donated $10 but did not create a paypal account. Will I be affected too??

Dingle

Coroner
04-16-2009, 02:57 PM
No. You donations here go strickly towards the css servers and this site. I have turned off Paypal on my Forums (http://cscoroner.com/phpbb2/portal.php)to avoid any more issues. If you like Left4Dead you can visit the forums and check it out. I've spent the last week re-tooling the main style Evil Incarnation and converting the site from Zombiemod to Left4Dead. Use firefox NOT Internet Explorer. It sucks! The forums will look ok the the main portal "Home" page will not load correctly. I could fix it but as I said I hate IE and most computer savoy people stay away. It's really volnerable to hacks and virus's.

Cheers